"How to Budget Money" Is a Hit

High schoolers should learn how to make a budget, and personal finance classes should be mandatory in college. In a perfect world. But the reality is, many adults come out of school financially illiterate.

So what do people turn to when their finances are a mess and they don't know how to get them cleared up? Internet searches, of course. Oh, I'm sure some check out books from the library--I fell into that category--but many start with Google.

It's interesting to see what people are searching for on Google, and how those trends change with the times. On eHow of late, personal finance topics are big. A simple how-to on budgeting, How to Make a Budget, has already received hundreds of hits, even though it hasn't been ranked by Google for its main keywords.

In fact, my other recent articles on money topics, such as How to Avoid Paying Private Mortgage Insurance, How to Get Out of Debt Fast and How to Make Money in a Recession are also popular. As you see, they're timely topics.

If you're concerned about your writing career surviving tough financial times and a possible recession, look for a niche that will explode, and get writing now. The finance and money topics will be done to death, so be creative. What aspects of life will change in an economic downturn? What specific areas will people try to save money in? Niche and grow rich.